About Us

Automated Underwriting and Compliance Solutions

LoanScoreCard® is a leading provider of automated underwriting and compliance solutions, designed to meet today’s regulatory challenges. As the industry’s first AUS engine for QM, LoanScoreCard helps financial institutions address new CFPB regulations regarding Ability-to-Repay and Qualified Mortgages. Distinguished as the first vendor to integrate with FHA TOTAL Scorecard, LoanScoreCard offers FHA decisions at a fraction of the traditional cost. Our proprietary AUS engine can also be custom-tailored to capture your own particular underwriting guidelines to ensure that every loan originated adheres to the loan programs you have defined. LoanScoreCard provides easy-to-read Findings Reports that clearly demonstrate how a given loan meets current underwriting and compliance guidelines so that all necessary documentation is retained with the file to support lending decisions in an investor review, regulatory audit or potential claim.